How We Help

A clear process to help you make the right retirement decisions—and stay on track over time.

Q: Am I a good fit to work with you?

Most of the people we work with are within about five years of retirement and have built significant savings—often $1M–$5M or more.They’re thoughtful, analytical, and want to make smart decisions as they transition into retirement.If you’re not sure, that’s exactly what the intro call is for—we’ll figure that out together.

Q: Is this a sales call?

No. It’s a conversation to understand your situation, talk through your questions, and see if we can help. If it makes sense to move forward, we’ll explain next steps clearly. If not, you’ll still leave with more clarity than you had before.

Q: What happens after the intro call?

If we’re a good fit, we’ll outline how we’d build your Retirement Master Plan and what working together would look like. From there, you can decide if you’d like to move forward. There’s no pressure—just a clear next step.

Q: Do you only manage investments?

No. Investment management is one part of what we do—but it’s always connected to a broader retirement plan. We focus on coordinating your income, taxes, investments, and timing decisions so everything works together.

Q: How is this different from what I already have?

Many people come to us with investments already in place. What they’re often missing from their current advisor is a clear, coordinated plan—especially around income, taxes, and timing decisions. That’s where we add the most value.

Q: Do I need to prepare anything before the call?

No. Just bring your questions and a general sense of your situation. We’ll guide the conversation from there.

Q: What if I already have an advisor?

That’s actually very common. Many people we speak with already have an advisor but want a second opinion—especially around retirement income, tax strategy, health insurance, Social Security and timing decisions. The intro call is simply a chance to talk through your situation and see if there are areas where we can add value.

You’ve built your wealth.
Now it’s time to make the right decisions with it.

Schedule Intro Call

Retirement Isn’t One Decision

—It’s a Series of Connected Choices

When these decisions are made separately, mistakes happen.
When they’re coordinated, everything works better.
That’s why we bring everything together into one clear process. So each decision supports the others.

Here’s the Framework We Use to Guide Every Retirement Decision

We call it your Retirement Master Plan.

Spend — How much you
need and when

Understand what you can spend each month and how to get it—so you’re planning for your your monthly income, not just a big number on a statement.

Make — Maximize Your
Lifetime Income

See how your income will come together from Social Security, pensions and other sources—so you can avoid costly mistakes and make the most of what you’ve earned.

Keep — Lower Your
Lifetime Tax Bill

We help you lower your lifetime tax bill by planning when and how you take money out of your accounts so you can keep more of your hard-earned money.

Invest — Align Your Money
With Your Plan

Decide how much to take from your investments and how much risk to take—so your portfolio supports your income and lifestyle.

Leave — Protect and Create Your Legacy

We help you protect against the big risks in retirement and create your family legacy through proper planning and the right protections.

And This Isn’t Something You Figure Out Once and Forget

Your retirement plan doesn’t stay static.

The decisions you make today affect what comes next.

And over time, things change—your life, the markets, and the tax rules.

That’s why we don’t just build the plan.

We help you work the plan—updating it, adjusting it, and guiding your decisions so everything stays aligned.

A Simple Way to Get Started

and Guidance that Continues Over Time

Intro Call

A short conversation for us to understand your situation and for you to see if we’re a good fit.

Become a client and build your Retirement Master Plan

If we decide to work together, we’ll build a coordinated retirement plan that brings together your income, taxes, Social Security, investments, and retirement decisions into one clear strategy.

Work your plan over time

We continue to meet and guide you through key decisions so everything stays aligned as life and rules change.

Schedule Intro Call

Your Intro Call Is A Simple,
30-Minute Conversation

This is not a sales pitch.

It’s a chance to:

Talk through your situation
Ask your questions
Identify potential blind spots
See if it makes sense to move forward

No preparation needed.
No pressure.
Just a straightforward conversation.

Most people we talk to say this call alone
gives them clarity on what to do next.

Not quite ready?
Scroll up to see how the process works—or keep reading below for answers to common questions.

Frequently Asked Questions

Am I a good fit to work with you?

Is this a sales call?

What happens after the intro call?

Do you only manage investments?

How is this different from what I already have?

How much does this cost?

Your Intro Call is no cost. We will learn more about each other, your goals, and how Keil Financial Partners can help you. Then we can decide together if we should become your ongoing retirement financial advisor.

Should you become a client, our fees are based on the level of assets we manage on your behalf, and decrease as assets increase.

You can learn more on our Pricing Page, and we’ll walk through your exact cost—and the value you’d receive—before you make any decisions.

How We Help

A clear process to help you make the right retirement decisions—and stay on track over time.