Retirement Revealed Podcast & Blog

Retirement planning can seem intimidating for many people. We’re here to simplify it for you today with Michael Lynch, the author of It’s All About The Income: The Simple System For A Big Retirement. Tune in to learn about how Michael’s past experiences working as a journalist led him to become a financial advisor, and about the simple system he created to help people plan for retirement.

We’re fixing America’s current Social Security problems with a fresh approach from Dr. Laurence Kotlikoff. Tune in to learn about Dr. Kotlikoff’s proposed solution with a breakdown and explanation of how various aspects like retirement age, life expectancy, and taxes all have a significant role in his approach.

One of the biggest risks to your retirement is YOU. When you let emotions get the better of you and make irrational financial decisions, you can easily derail your own retirement plan. Tune in to learn about the importance of behavioral finance and how to make rational money decisions.

No matter how much we try to predict inflation, it’s just not possible. The best we can do is prepare for it. Tune in to learn about the latest inflation trends and why it’s better to prepare for the possible outcomes than it is to attempt to predict future rates of inflation.

Estimating how long you and your partner will live in retirement is crucial to planning your retirement, but many people don’t know how to estimate their longevity accurately. Tune in to learn about the most common mistakes when planning for longevity, and a resource and 3-step action plan for how to plan more accurately.

Do you plan to claim your pension soon? Make sure you consider all your available options before making the irrevocable decision. Tune in to learn about a one lump sum payment vs a monthly annuity pension plan and how you can calculate which one makes more sense for you financially.

Pension plans often contribute heavily to your retirement income. If you’re living in Wisconsin, you might have heard of The Wisconsin Retirement System (WRS), the 9th largest public pension fund in the U.S. Tune in to learn what the WRS is all about and the different benefits it offers to retirees! (Note: The strategies discussed are relevant even if you’re living outside of Wisconsin.)

Deciding between your between taking a Lump Sum Payout or Monthly Annuity Pension? Learn the math and the process to make the best decision for you. Also, learn why 2022 is a unique situation that has made lump sum payouts a better deal than in the past 20 years!

What would you do if the market dropped by 50% tomorrow? Just the thought of your investments getting reduced by half might sound scary. What’s even scarier? The history of stock markets tells us this scenario is very much possible. Tune in to discover 3 strategies to be better prepared for a major stock market downturn and minimize its impact on your retirement.