Listener Q&A: Lifetime Tax Savings, Social Security Scenarios, Retirement Spending

Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for more answers to listener questions about lifetime tax savings, social security scenarios, retirement spending strategies and more. Questions About Social Security, RMDs & Annuities.

[178] This week, Jeremy Keil answers questions from listeners spanning from Social Security planning scenarios to tax planning software limitations. 

  1. Can you pull from your spouse’s lower Social Security benefit while you wait for your higher benefit to become available? (1:27)
  2. Do you need to constantly adjust your short term money buffer based on rebalancing and expected changes in spending & age? (7:20)
  3. How does tax planning software estimate your lifelong tax savings? (11:47)
  4. Is tax planning even possible without knowing what the market will do or how tax laws will change? (13:41)

If you’ve got a question to ask Jeremy for the next Q&A, go to and type it into the yellow box on the right.

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